Priced off what homes like yours actually sold for. Not what you’d like to hear.

Our fee is a percentage of the selling price, stated on this page, plus GST, and it is paid only when the sale completes. There are no upfront marketing, photography or video charges. If the home does not sell, you pay nothing.

Four ways: recent sales of homes like yours, the recent price trend, where HDB or the bank is likely to value it, and what competing homes are asking today. From those we give you three prices — aspirational, market and quick sale — with the evidence for each, so you can see how we got there.

No. It is your agent’s price opinion, based on evidence. A formal valuation comes from a licensed valuer, a bank, or, for an HDB resale, from HDB after you grant the option. We tell you where we expect the valuation to land, but we cannot guarantee it.

No. Only a buyer you have granted an option to can request it, by the next working day after the option date, and it is typically ready within 10 working days. That is why we estimate the likely valuation from recent sales before you choose an offer, and check that the buyer has cash for any amount above it.

It depends on price, condition and the market for your type of home, so we give you a realistic expectation at the appraisal rather than a promise. Once the option is exercised, an HDB sale completes within 8 weeks of HDB accepting the resale application (acceptance takes up to about 28 working days). A private sale usually completes 8–12 weeks after exercise.

A document you grant to a committed buyer giving them a fixed period to decide, in exchange for an option fee. For an HDB flat the period is 21 calendar days and the fee is up to $1,000; the buyer exercises it by paying a further sum so the total is at most $5,000. For a private home the option fee is customarily 1% of the price and the buyer usually has 14 days to exercise. Once exercised, the sale is binding on both sides.

The buyer can borrow and use CPF only up to the lower of the price and the valuation; anything above it must be paid in cash. Some buyers can, many cannot. We check this before viewings and discuss with you how much cash over valuation is realistic for your flat, so the deal does not fall over after the option.

The selling price minus your outstanding loan, minus the CPF you used plus the interest it would have earned (this goes back into your CPF, not your bank), minus our fee and GST, lawyer’s fees and any seller’s stamp duty. Our sale-proceeds calculator shows every line; the appraisal repeats it with the real price range.

For most owners selling their home, no. IRAS generally does not tax gains from selling property; it does if you are trading in property. Seller’s stamp duty applies only if you sell within 4 years of buying.

For an HDB flat, usually not: HDB’s extension of stay (up to 3 months) is only for sellers who have already bought a completed home to move into. Plan to move out on completion day, and we will set that date with you before the option. For a private home, a short stay after completion can be agreed with the buyer and written into the option.

Yes, to help produce short videos and to edit photos for light and colour. We label it whenever AI was used. An AI presenter is shown as AI, never as a real person; any AI-made scene comes from your own photos and never adds features your home does not have. CEA expects agents to disclose AI use in property adverts, and so do we.

Not without your written consent — and the buyer’s. CEA does not allow agents to advertise a sold home’s floor, unit or price without the written consent of everyone in that sale. The public resale records show storey ranges only.

A weekly update with views, enquiries, viewings and buyer feedback, a visibility report showing where your listing sits against competing listings, and a price checkpoint on a date we agree before we list.

You can, but multiple listings of the same home at different prices confuse buyers and weaken your position. We work on CEA’s prescribed exclusive agreement for an agreed period with the price checkpoint written in, so you keep control without the listing going stale.

Then the order and timing matter more than anything else. See our upgraders and right-sizing pages, or start with the calculators — they show what the sale frees up and what the next purchase needs.